Home Auto Insurance Health Insurance Life Insurance Renters Insurance Homeowners Insurance In The News About us Resources
PELION INSURANCE ADVISORS
CONTACT US     PRIVACY POLICY    TERMS AND CONDITIONS    ABOUT US     COPYRIGHT © 2014 E-PELION.NET.

Homeowners

Insurance

Learning More About Homeowners Insurance There are many things to learn about homeowners insurance. It is an important part in the purchasing of a new home. It can save a home if something happens. It can also protect the people that may be harmed in some instances. In order to have a home financed it is required that homeowners insurance be bought. This is to ensure that your home is protected. The type of insurance that is purchased determines how much coverage is available. There are three basic types of homeowners insurance HO-1, HO-2, and HO-3. The first and second options are cheaper than the third option. There is a catch to this however; the first and second options do not cover the items owned in the home. They only cover the building itself and have many restrictions. Because of this the most frequent type of policies purchased are the third option, the HO-3. This type of policy covers the home and all the belongings inside. This policy has two parts, property and liability protection. Property protection is used when the home is under some type of attack. Typical uses for property protection are for fire, water, storms, ice, vandalism, and theft.  Some HO-3 policies will even cover expensive jewelry or the living costs if the owner can’t live in their home while repairs are being made. The second part of the HO-3 is the liability portion. This part means that if someone is hurt in the home the insurance will cover the injuries sustained. As long as the homeowner takes care of the home the insurance will pay for the injured person’s medical bills.
Unfortunately, things happen that make owners need to receive the money needed in order to fix various issues. In order for this to happen a claim needs to be filed. This means that the homeowner will need to show proof if possible and submit the information to the insurance company. An adjuster from the company will come out to the home to verify the information that was filed. When this is completed the adjuster will make an offer for a settlement. This offer can be talked about with the adjuster if the owner feels that the amount is not enough for the file claimed. No matter which choice is made homeowners insurance is needed in order to give owners peace of mind. Homeowners have security in knowing that their home and possibly their belongings are taken care of. Not only this but they may also feel safe in knowing that if someone is injured on their property, something happens to their home, or items are stolen or destroyed they will not have to take care of the expenses out of pocket. For more information on homeowners insurance or to get a quote, come visit us at 2456 Brannon Avenue, or call us at 514-877-2672.
Nice Home
Homeowners Insurance

Homeowners Insurance

Learning More About Homeowners Insurance There are many things to learn about homeowners insurance. It is an important part in the purchasing of a new home. It can save a home if something happens. It can also protect the people that may be harmed in some instances. In order to have a home financed it is required that homeowners insurance be bought. This is to ensure that your home is protected. The type of insurance that is purchased determines how much coverage is available. There are three basic types of homeowners insurance HO-1, HO-2, and HO-3. The first and second options are cheaper than the third option. There is a catch to this however; the first and second options do not cover the items owned in the home. They only cover the building itself and have many restrictions. Because of this the most frequent type of policies purchased are the third option, the HO-3. This type of policy covers the home and all the belongings inside. This policy has two parts, property and liability protection. Property protection is used when the home is under some type of attack. Typical uses for property protection are for fire, water, storms, ice, vandalism, and theft.  Some HO-3 policies will even cover expensive jewelry or the living costs if the owner can’t live in their home while repairs are being made. The second part of the HO-3 is the liability portion. This part means that if someone is hurt in the home the insurance will cover the injuries sustained. As long as the homeowner takes care of the home the insurance will pay for the injured person’s medical bills.
© Lorem ipsum dolor sit Nulla in mollit pariatur in, est ut dolor eu eiusmod lorem 2013
NAVIGATION MENU
SIMPLICITY
Unfortunately, things happen that make owners need to receive the money needed in order to fix various issues. In order for this to happen a claim needs to be filed. This means that the homeowner will need to show proof if possible and submit the information to the insurance company. An adjuster from the company will come out to the home to verify the information that was filed. When this is completed the adjuster will make an offer for a settlement. This offer can be talked about with the adjuster if the owner feels that the amount is not enough for the file claimed. No matter which choice is made homeowners insurance is needed in order to give owners peace of mind. Homeowners have security in knowing that their home and possibly their belongings are taken care of. Not only this but they may also feel safe in knowing that if someone is injured on their property, something happens to their home, or items are stolen or destroyed they will not have to take care of the expenses out of pocket. For more information on homeowners insurance or to get a quote, come visit us at 2456 Brannon Avenue, or call us at 514-877-2672.