Home Auto Insurance Health Insurance Life Insurance Renters Insurance Homeowners Insurance In The News About us Resources
PELION INSURANCE ADVISORS
CONTACT US     PRIVACY POLICY    TERMS AND CONDITIONS    ABOUT US     COPYRIGHT © 2014 E-PELION.NET.

Auto Insurance

What Is Auto Insurance Auto Insurance is coverage provided by a company that gives you protection for a financial loss when you are in an auto accident. You pay the insurance company for coverage. In the event that you are in an accident they pay for the losses that are defined by your coverage. You will receive a policy that defines what you are covered for. Coverage  is for a certain period of time usually 6 months to 1 year and then you are required to renew your policy in order to maintain coverage. Your coverage will include a deductible amount. The deductible is an amount that you are required to pay before the insurance company will pay the policy. For example if there is a $500 deductible for property damage, you are required to pay $500 before the insurance company will pay the remaining balance. Each state determines the amount of insurance coverage that is required as a minimum. The most basic type of insurance is liability. Liability coverage pays for the other vehicle if you are at faulty during an accident. When you finance a new vehicle the lien holder determines how much coverage is required for the vehicle, usually full coverage is required. There are six types of coverage’s that are offered: Property damage, bodily injury, comprehensive, collision; medical or personal injury; and uninsured and under-insured motorist. A full coverage policy will contain a variation of all six types of coverage. Property damage pays for damage to another person’s property when it is damaged by your vehicle. You or someone else may be driving at the time of the incident. Typically an accident involves two vehicles however property damage liability can cover other types of property your car has hit like private or public property.
Bodily injury covers injuries sustained during the course of the accident. In the event of a serious accident you can be sued for damages for this reason you may consider the amount of coverage offered so that you are protected against any further liability. Comprehensive coverage covers your car if it is stolen or receives damage that is not related to an accident with another vehicle. For instance, if your windshield cracks or breaks, you collide with an animal, or during a natural disaster. Collision coverage covers you if you collide with another vehicle or object. You will also be covered if your car flips over, or is damaged by a pothole. Whereas bodily injury covers people you injure personal injury protection cover someone in your vehicle that is injured due to the accident. These cost include hospital, medical, and rehabilitation cost as well as lost wages and even funeral cost in the event of a fatal accident. Under-insured and uninsured insurance covers you when your vehicle is hit by a car that does not have insurance or does not have enough insurance to cover the cost to repair your vehicle or if you are hit by a vehicle as a pedestrian. For more information on auto insurance or to get a quote, come visit us at 2456 Brannon Avenue, or call us at 514-877-2672.
New Auto
Auto Insurance

Auto Insurance

What Is Auto Insurance Auto Insurance is coverage provided by a company that gives you protection for a financial loss when you are in an auto accident. You pay the insurance company for coverage. In the event that you are in an accident they pay for the losses that are defined by your coverage. You will receive a policy that defines what you are covered for. Coverage  is for a certain period of time usually 6 months to 1 year and then you are required to renew your policy in order to maintain coverage. Your coverage will include a deductible amount. The deductible is an amount that you are required to pay before the insurance company will pay the policy. For example if there is a $500 deductible for property damage, you are required to pay $500 before the insurance company will pay the remaining balance. Each state determines the amount of insurance coverage that is required as a minimum. The most basic type of insurance is liability. Liability coverage pays for the other vehicle if you are at faulty during an accident. When you finance a new vehicle the lien holder determines how much coverage is required for the vehicle, usually full coverage is required. There are six types of coverage’s that are offered: Property damage, bodily injury, comprehensive, collision; medical or personal injury; and uninsured and under-insured motorist. A full coverage policy will contain a variation of all six types of coverage. Property damage pays for damage to another person’s property when it is damaged by your vehicle. You or someone else may be driving at the time of the incident. Typically an accident involves two vehicles however property damage liability can cover other types of property your car has hit like private or public property.
© Lorem ipsum dolor sit Nulla in mollit pariatur in, est ut dolor eu eiusmod lorem 2013
NAVIGATION MENU
SIMPLICITY
Bodily injury covers injuries sustained during the course of the accident. In the event of a serious accident you can be sued for damages for this reason you may consider the amount of coverage offered so that you are protected against any further liability. Comprehensive coverage covers your car if it is stolen or receives damage that is not related to an accident with another vehicle. For instance, if your windshield cracks or breaks, you collide with an animal, or during a natural disaster. Collision coverage covers you if you collide with another vehicle or object. You will also be covered if your car flips over, or is damaged by a pothole. Whereas bodily injury covers people you injure personal injury protection cover someone in your vehicle that is injured due to the accident. These cost include hospital, medical, and rehabilitation cost as well as lost wages and even funeral cost in the event of a fatal accident. Under-insured and uninsured insurance covers you when your vehicle is hit by a car that does not have insurance or does not have enough insurance to cover the cost to repair your vehicle or if you are hit by a vehicle as a pedestrian. For more information on auto insurance or to get a quote, come visit us at 2456 Brannon Avenue, or call us at 514-877- 2672.